Apple Pay Gains Traction Among Metro Rail Commuters
On August 4, 2026, train commuters in the Philippines began sharing their experiences using Apple Pay, a sophisticated digital wallet enabling seamless cashless transactions via Apple devices.
A user on X (formerly Twitter) recounted his successful entry into the Metro Rail Transit-Line 3 (MRT-3) with the aid of his iPhone.
“Apple Pay sa Line 3. Same experience as Google Tap to Pay,” the X user stated, accompanying his post with a video demonstrating the transaction.
The video depicted him approaching a turnstile and successfully passing through after his Apple Pay was promptly recognized, utilizing a GoTyme card, a digital banking solution, for the fare.
Apple Pay sa Line 3
Same experience as Google Tap to Pay pic.twitter.com/JSTAcEhCHz
— Kerb (@Curve251) August 3, 2026
This post quickly garnered significant engagement, with numerous users expressing their thoughts through replies and reposts.
Another Filipino participant advised activating “Express Mode” to eliminate the need for Face ID verification at turnstiles. “If you like, enable mo Express Mode para ‘di na need ng Face ID kapag sa MRT/LRT,” the user suggested.
“Ayun, no need na maglabas ng wallet,” another user chimed in, highlighting the convenience of the feature.
One commenter enthusiastically noted, “Does that mean PH is finally catching up with Apple Pay without any physical card? OMG, finallyyyyy!!”
Another user expressed their admiration for the new payment method, stating, “GoTyme… [you] mean GOATyme. Love Apple Pay!!”
The original poster later shared an additional video showcasing his inaugural Apple Pay transaction at a food establishment.
Okay first Apple Pay purchase pic.twitter.com/4CkTK1dsQ4
— Kerb (@Curve251) August 3, 2026
Despite the absence of formal announcements regarding the official launch of Apple Pay in the country, several users have reported the successful integration of their cards into the system.
A thread within a Reddit community indicated that the Apple mobile payment service is compatible with cards from GoTyme, UnionBank, Chinabank, and Metrobank.
Apple Pay in the Philippines [MEGAPOST]
by
u/PHCreditCardsMod in
PHCreditCards
Moreover, a different report disclosed that Apple Pay currently supports GoTyme (Digital Visa Debit Cards), UnionBank (Debit and Credit Cards), Metrobank (Debit and Credit Cards), and Chinabank (Debit and Credit Cards).
A community named “Kaskasan Buddies” has provided a guide for Filipinos on how to configure Apple Pay on their iPhones and Apple Watches.
Content creator and financial expert Jax Reyes, the brain behind KasKasan Buddies, also shared a video instruction for setting up the service.
Moreover, they have released additional videos demonstrating Filipinos utilizing Apple Pay for various transactions across several establishments.
A Facebook page dedicated to updates on digital banking in the country confirmed that Apple Pay is compatible with iPhone 6 and newer models, as well as all Apple Watch models.
Apple Pay serves as a digital payment platform by Apple, offering users the convenience of making transactions without the hassle of physical cash or cards.
Last year, Google Pay made its debut in the Philippines, allowing Android users to easily manage their purchases through their smartphones.
Source link: Interaksyon.philstar.com.
